Capital is our greatest vehicle for impact
LIIF provides flexible, affordable capital to nonprofit and for-profit borrowers for real estate projects that provide homes, schools and other community services in historically excluded communities.
Flexible financing for projects that put power, agency and capital closer to communities
We leverage our comprehensive lending platform to drive equitable outcomes for Black, Latino, and other people and communities of color.
We nimbly deploy capital in historically excluded communities using a variety of lending tools, including funding from CDFI Fund, Community Reinvestment Act, New Markets Tax Credits, Capital Magnet Fund and more. Equity lies at the core of our lending practices, where we recognize the significance of addressing historical disparities and systemic barriers. Using creative and focused lending products, we provide much-needed capital to those committed to building opportunity-rich communities. Our priority is to support lending opportunities that promote wealth creation, job growth and economic stability, fostering more equitable and inclusive communities.
Our Lending Tools Impact
$1+ billion
dollars administered in National Funds to date
$240 million
in loans closed FY24 (July 1, 2023-June 30, 2024)
$3.4 million
average loan size of all loans closed in FY24
Lending Products
LIIF provides the flexible financing mission-aligned developers and partners need. We finance real estate at all stages, and offer:
- Acquisition Loans/Predevelopment Loans
- Construction Loans
- Term Loans
- Construction-to-Permanent Loans
- Tenant Improvements Loans
- Bridge Loans
- NMTC Leverage Loans
- Bond Guarantee Program Loans
Affordable Housing
LIIF offers flexible financing for the development, acquisition, rehabilitation and green retrofit of affordable homeownership and multifamily rental units. We seek mission-aligned developers who are working to build more affordable and equitable communities.
Community Facilities
We provide financing for the construction, expansion and renovation of health care centers, charter schools, child care centers and other community facilities. By investing in these essential sectors, we foster healthier communities, quality education, early childhood development, and impactful nonprofit services.
Federal Capital Sources
We leverage sources of federal capital so we can best support historically excluded communities to move forward.
Learn more about LIIF’s lending tools
