As the pandemic continues to strain our team, our clients and partners, and the communities LIIF serves, we find ourselves in a moment of challenge, opportunity and determination. COVID-19 continues to exacerbate disparities in opportunity, assets and resources in communities across the country. At LIIF, we are using this moment to fuel our deepened commitment to equitable community development. Now, into the second year of our strategic plan, our vision has been validated and confirmed. There has been a resounding public call from communities that we serve for greater supply and equitable access to affordable housing and early care and education.