By “Opting In” to or using a “Text Message Service” (as defined below) from Low Income Investment Fund, you accept these Terms & Conditions. 

This agreement is between you and Low Income Investment Fund (LIIF) or one of its affiliates. All references to “Low Income Investment Fund,” “LIIF,” “we,” “our,” or “us” refer to Low Income Investment Fund, 49 Stevenson St., Suite 300, San Francisco, CA 94105. 

“Opting In,” “Opt In,” and “Opt-In” refer to requesting, joining, agreeing to, enrolling in, signing up for, acknowledging, responding to, or otherwise consenting to receive one or more text messages. 

“Text Message Service” includes any arrangement or situation in which we send one or more messages addressed to your mobile phone number, including text messages (such as SMS, MMS, or successor protocols or technologies). 

By consenting to receive text messages from us, you agreed to these Text Messaging Terms and Conditions, as well as all Low Income Investment Fund Policies, including but not limited to our Terms of Use and Privacy Policy, incorporated herein by reference. 

By agreeing to receive text messages, you also consent to the use of an electronic record to document your agreement. You may withdraw your consent to the use of the electronic record by replying STOP. 

We respect your privacy. We only use information you provide through this service to transmit your mobile messages and respond to you. This includes, but isn’t limited to, sharing information with platform providers, phone companies, and other vendors who assist us in the delivery of mobile messages. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Nonetheless, we reserve the right always to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. This Text Message Service Privacy Policy applies to your use of the Text Message Service and isn’t intended to modify our general Privacy Policy, incorporated by reference above, which may govern the relationship between you and us in other contexts. 

Standard message and data rates may apply, depending on your carrier or other applicable provider. We do not charge you for the messages you send and receive via this text message service. 

This Text Messaging Service is for conversational person-to-person communication between you and our employees. We may send you an initial message providing details about the service. After that, the number of text messages you receive will vary depending on how you use our services and whether you take steps to generate more text messages from us (such as by sending a HELP request). 

If you no longer want to receive text messages, you may reply to any text message with STOP to cease all text messaging services. As a person-to-person communication service, opt-out requests are specific to each conversation between you and one of our employees and their associated phone number. After unsubscribing, we may send you confirmation of your opt-out via text message. 

If you have any questions about these terms & conditions, or concerns about the way LIIF processes your personal data, please contact LIIF: 
idiaz@liifund.org